Depends on the type of insurance. Most breweries are going to be required to have liability insurance for their premise and liquor licensing, but that usually covers the general public visiting the brewery. I don’t think current law requires them to have health insurance for employees until they reach a certain number of employees (or technically costs them ‘fees’ if they don’t provide insurance).
She could have health insurance and workman’s comp and still have thousands of dollars in bills while getting only a fraction of her salary covered by WC. Sudden accidents/sicknesses are by far the biggest cause of personal bankruptcies.
Not that my most recent injury is anywhere near what happened to her…I happened to pour boiling apple juice onto my hand this week. Reminder to either cool down the liquid or use a funnel, it left quite a burn.
Years ago a member of my parish was moving a boil kettle and dumped it down his front (middle of his chest to his toes). He spent weeks in the burn ward and years to fully recover.
My best friend in high school was severely burn in a building explosion. It took many years for him to fully heal.
Burns are nothing to mess with and take a very long time to heal. It’s good advice to be very careful.
Pretty scary, I always turn my kettle off before adding hops. Not sure that would work with a steam kettle. I learned my lesson without the burns. Dodging hot wort is not fun when a boil over happens. FWIW my kettle is 10bbl natural gas fired.